Transaction Banking - Credit Analyst - Vice President

Who are we?

We are not your typical financial institution. It’s our people who make us a cut above. Here, every person is respected because of their differences, not in spite of them.

We pride ourselves on a culture of purpose, passion and compassion. At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone.

Working for Mizuho opens doors not just to a rewarding career with excellent prospects, but to lasting friendships with colleagues from diverse cultures. It’s the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world.

What is the opportunity?

To provide a comprehensive credit analysis of corporates and financial institutions, research function for the Department as well as to support marketing and carry out administrative and monitoring activities of the Department.

What will you be doing?

• Conduct full credit analysis for the establishment, amendment and renewal of credit and rating applications for the Department.
• Prepare credit applications for both corporate clients, financial institutions in order to get internal approval.
• Assist marketing activities – including attending customer/bank meetings.
• Review legal documentation.
• Coordinate and monitor the credit application pipeline for efficient process management with Credit Department.
• Provide general support and assistance to the team.
• Share various expertise with team members or other stakeholder.
• Monitor and report problem loans in accordance with the bank’s procedures, in particular completion of self-assessment, close watch, monitoring reports and ad-hoc credit analysis.
• Ensure that credit work comply with Mizuho’s internal policies.

What do you need to succeed?

• Fundamental analysis (balance sheet, profit & loss and cash-flow statements).
• Self-driven with strong attention to detail.
• Highly organised with the ability to manage competing priorities and deadlines.
• Good communication skills.
• Ability to work independently, as well as part of the team.
• An interest in global economic and political events.
• Computer literacy (Excel, Word and PowerPoint).

Desirable

• Sector exposure: Oil & Gas and/or  Financial Institutions.
• Technical skills/knowledge:
  • Product knowledge in trade finance, i.e. L/C, IDF, SCF, pre-export finance.
  • Legal documentation knowledge.

What Mizuho can offer you

Here at Mizuho, there are fantastic progression opportunities and clear paths to promotion. We will give you ample opportunity to affect change and to help grow our business.

In addition to the great opportunity outlined above we are also currently able to offer:

• Competitive starting salary, plus discretionary bonus
• Non-contributory pension
• 27 days’ annual leave
• Core working hours*
• Hybrid working  - office and home based*
• Virtual GP
• Wellbeing benefits, including Mental Health Allies and First Aiders

*For applicable roles only

At Mizuho, we embrace flexible ways of working when the role permits. We offer different working arrangements like part-time, job-sharing and hybrid (office and home) working. Our purpose-led culture and global infrastructure help us connect, collaborate, and work together in agile ways to meet all our business needs.

At Mizuho we are committed to supporting equality, diversity and equality, and seek to create a workplace that is fully inclusive. We welcome applications from all sections of the community that we operate in and from all ethnic backgrounds, sexual orientation, beliefs, gender identities and disabilities

If you require more information about our equal opportunities policy or wish to discuss any accessibility requirements or reasonable adjustments please contact the recruitment team – recruitment@mizuhoemea.com and we will be happy to help.